Gold royalty companies offer investors exposure to gold and silver with the benefits of diversification, lower risk and a steady income stream. Royalty companies operating in the resource sector will typically agree to provide funding for the exploration or development of a resource in exchange for a percentage of revenue from the deposit if it

Joe Cavatoni, senior market strategist, Americas, at the World Gold Council, discusses gold’s ongoing price run, highlighting its key role in risk diversification. He also notes that western investors are beginning to take a keener interest in gold. Securities Disclosure: I, Charlotte McLeod, hold no direct investment interest in any company mentioned in this article.

If a government watchdog has its way, it may be easier to fire your bank in the coming years. The Personal Financial Data Rights rule will improve consumer security and privacy, adding safeguards to financial information. The rule will also simplify the safe transfer of customer data, so if you don’t like one bank’s saving

Did you open a CD with a stellar APY only to have it called back before its maturity date? If you have what’s known as a “callable CD,” you may not have actually locked in that high CD rate for the entire term. Typically, callable CDs offer higher rates than traditional CDs, but they require

Series I savings bonds have drawn a lot of attention over the last few years as inflation flew. Back in 2022, billions of dollars of I-bonds were sold when their interest rate ran up to 9.62%. As inflation has slowed, so, too, have returns on I-bonds. The current rate on I-bonds is just 3.11%, putting

Though the potential return of U.S. Treasury I-bonds as a long-term investment is no sure thing, Americans have voted for them with their wallets: Billions of dollars of these formerly obscure securities were sold in 2022, including in a last-minute rush at the end of October of that year to capture the 9.62% rate. The

During periods of high inflation like the one we’ve been living in, it can be a real challenge to find safe investments that will pay off without lagging the economy horribly. This is where investments like Series I savings bonds, better known as i-bonds, come in. However, there are some important things to learn before

It’s great being your own boss — until you have to wade through the alphabet soup of SEP IRAs and other retirement plans. Whether you’re a full-fledged small-business owner, have a side hustle or receive 1099’s as a freelancer or gig worker, there are several smart ways to save for retirement specifically designed for the

Rates on high-yield savings accounts are still high, with some offering up to 5%. If you plan to take advantage of high interest rates this year, you might be wondering if your high-yield savings account interest is taxable. The answer is yes, but these types of accounts can offer the potential for significant savings, so

Markets surged in the aftermath of the presidential election, and while it’s true that long-term investors have done well regardless of which party holds the White House, traders and tacticians have very different incentives and time frames. Capital is rarely destroyed, but it does move around. As such, the potential implications for asset prices and